About Citygate Commercial
Who are we?
Citygate Commercial is a values-driven property and commercial finance firm. Experience, Knowledge, Trust and Service are at the heart of our philosophy and values.
Our senior team has property, corporate finance and board-level business management experience. This offers us a unique insight and hands-on experience to add value to both sides of any funding transaction. We, our advisors and our analysts have expertise spanning both commercial and residential sectors, with unparalleled commitment and drive to provide property developers and investors the highest level of service.
We are less interested in the one-off transactional, in favour of establishing lasting relationships and we work hard to build value-added.
Residential Development
Ground-up, ESG ‘Green’, Refurbishment, Conversions, Land
Commercial Development
Industrial, Retail, Office, Development-into-Term
Property Investment
Residential Buy-to-Let, Commercial investment, Owner-Occupied
Project Finance
HMO, Mixed-Use, Offices, Hotels
Short-Term & Bridging
Bridging, Auction, Development-exit, Bridge-into-Investment
Why choose us?
We have built relationships with the best property funders in the UK, with many of these relationships at a senior level. This offers us the opportunity of choice as well as an ability to drive deals through the system accurately and efficiently, recognising the time-critical nature of most transactions.
Success for us is being able to stand alongside our customers as they grow knowing that we have delivered the right funding solutions to get the project finished and enable growth. Our ultimate goal is to position ourselves as an extension of your financial team.
Our Story
We have many decades of property-banking and board-level business experience, and we are aware of how the funding landscape is changing rapidly offering opportunities both for businesses and for banks.
We recognise well the emerging opportunity for specialist property funders and challenger banks to compete head-to-head with the more traditional High Street banks. We equally understand the opportunity and drivers for property business leaders to exploit alternative suppliers for the provision of their debt finance.
Recent legislation has forced High Street banks to ring-fence their business and corporate banking customers based on size – this has led to an increase in portfolio size and workload for most relationship managers and many business leaders are experiencing a reduction in attention, specialist knowledge, and service levels. The current economic uncertainty has exacerbated the situation for High Street banks and, for many, their appetite to lend is, at best, unclear, and at worst, diminished.
Against this backdrop, Citygate Commercial provides an unrivalled level of service and relationship management.
Citygate Commercial has established relationships and access to over 50 of the best specialist property lenders with strong appetites to lend at maximum leverage, competitive pricing and unparalleled flexibility. This sector-specialism offers our clients business managers a new and exciting whole-of-market funding opportunity.
Real estate lenders are increasingly offering loans based on sustainability performance as demand grows for green-linked financing. Citygate actively maintain relationships with funders offering discounted ESG or green-loans.
We work for all our clients to structure and execute with the highest level of integrity and make sure we go the extra mile that builds lasting relationships.
Much more than a finance broker
We avoid short-term one-off transactional in favour of long term value-adding relationships. We are accessible and accountable and go the extra mile. Whether you are a property developer or an investor, or both, we can work with you to find the right funding facility.

Residential Development

Commercial Development

Property Investment

Short-Term & Bridging

Project Finance

Commercial Lending
Our Mission
We take the time to understand you, your business and your drivers – in detail. We are accessible 24/7. We work around the clock to meet deadlines.
We represent you, your project and your business in front of banks and lenders – we are always ethical and professional and act with integrity on your behalf.
We find the right funding solution working with you as your own independent bankers.
We are Citygate Commercial.